Bad Credit Costs
We Can Help

An increase in just 20 points could save you thousands in interest.

  • FREE credit consultation
  • FREE score evaluation
  • FREE game plan to boost your scores

About Our Company

We Change Lives!

We are a board certified credit repair company that uses the FCRA (Fair Credit Reporting Act) & the FDCPA (Fair Debt Collection Practices Act) to remove inaccurate/outdated/unverifiable items from your credit file. This results in an increase in your credit scores and thousands of dollars saved in interest each year. Instead of investing hundreds upfront for credit repair with a “Pay and Pray it Goes Away Method. This ensures an affordable and results-driven credit repair experience.

We combine deep legal knowledge, a client-first mindset, and advanced dispute techniques to maximize your results. Our mission is to empower you to take control of your credit and secure a stronger financial future. Whether you’re looking to qualify for a mortgage, get a new car, secure business funding, or simply gain peace of mind, we’re here to help you every step of the way.

Services

Our Services

Credit Audit

Get a professional analysis of your credit report to identify opportunities for improvement.

Credit Repair

Remove inaccurate and unverifiable items from your credit report and only pay for results.

Credit Education

Get the tools and tips you need to maintain a lifetime of great credit with video and email training.

24/7 online updates

With access to a secure online portal, you are never in the dark with your credit updates.

Board Certified Credit Consultant

Rest assured a company governed by CCA and trained in tactics to improve your credit file is working on your behalf.

Money Back Guarantee

Rest assured knowing that we back our work with our money back guarantee.

MORE THAN A CREDIT REPAIR COMPANY

You can legally repair your credit utilizing consumer protections laws such as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and Much more. The Credit RX not only works to repair your credit, we provide you the tools you need to educate you for a lifetime of success. Our proven credit repair process will do almost all the work for you while giving you support from start to finish.

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STEPS

2 Steps To Start

Step 1

Schedule Consultation

In this free 15 minute phone consultation with one of our Board Certified Credit Consultants, we will discuss your credit goals and how we can help. There is no obligation to sign up.

Step 2

Pull Credit Reports

After you schedule your phone consultation, you will be asked to pull credit reports for $1. Just like a dentist needs an XRAY, we need to see your credit reports to help improve it. Monitoring site MUST be obtained prior to your consultation. Make note of your user name and password. This will not harm your score.

What's Next?

Day 01
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YOU GET STARTED!

You made the right choice to repair your credit. People with bad credit pay thousands more in interest than people with good credit. We will schedule your free phone consultation where you can discuss your financial goals and how we can help get you there!

Day 02
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PHONE CONSULTATION!

During your phone consultation, we will discuss your credit repair needs and how our services can help. We will also make credit card recommendations at this time to further boost your credit scores. Been denied for a credit card? No worries. We partner with several companies that will extend credit to you guaranteed.

Day 03
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THE FUN BEGINS!

Once your file goes to processing, we will figure out the best way to remove derogatory items that are harming your credit health.

Day 04
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THE REAL WORK HAPPENS!

We mail your letters to all three credit bureaus. Credit bureaus begin their investigation process and they have 30 days to respond! You play a vital role during this time in your credit repair journey so make sure you follow all recommendations. This is the waiting period for you and will seem like it takes forever! Do not get discouraged. I assure you magic is happening behind the scenes.

Day 35
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RESULTS ARE IN!

Round 1 is complete. This is a huge day for your credit file! Today we will call to discuss your progress.

Book

  • Have you been denied for a new home, car, business loan, credit card or employment?
  • Have a credit card but the statement looks like Spanish? Due dates vs statement dates…oh my!
  • Ready to see an immediate boost in your credit scores WITHOUT hiring a credit repair company?
  • Ready to cut up your credit cards due to credit card debt?

This book is for you! Did you know you could have credit scores in the low 600s even if you pay all your bills on time? That’s right!! The reason is because payment history is ONLY 35% of your scores..Credit Card Secrets will show you the credit industry secrets to make sure you maximize the other 65%. We’ll even give you access to our credit card partners that will approve you GUARANTEED with no credit check or impact to your credit scores! The author, Jacquelyn Calloway, is a Board Certified Credit Consultant and leader in the credit repair field

SERVICE PACKAGE

CREDIT REPAIR PACKAGE
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$299 Audit Fee

$50per deletion per bureau

Feature Option:

  • 24/7 Client Portal Access to Monitor your Progress
  • Unlimited Phone/Email Support
  • 24/7 Client Portal Access to Monitor your Progress
  • Enroll Your Spouse For Only $99
  • Access to Credit Builder accounts
  • Cease & Desist to Stop Harrassing Debt Collector Phone Calls
  • Local Mortgage Lender Recommendations That Will Get You Approved
  • Local Real Estate Agent Recommendations That Will Help You Find The House Of Your Dreams
  • Best In-Class Phone/SMS Support.
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FAQs

Frequently Asked Questions

According to the Fair Credit Reporting Act (FCRA), the credit bureaus must update or remove any “inaccurate, incomplete or unverifiable information” from your credit report. And that typically has to happen within 30 days from when you submit your dispute (sometimes 45 days). If you identify credit issues that need correction, a credit repair service can file disputes with the appropriate credit bureaus. It’s also possible to submit disputes directly to creditors.

Clients typically see results within the first 30-45 days. Individual results may vary.

Credit RX does 4 rounds of disputes with each round lasting 30-45 days. For best results clients typically stay in our program for 6 months.

Just like a dentist uses an Xray to see a client’s dental issues, credit repair companies use credit monitoring to see issues with a credit report. This allows us to devise the best plan to dispute inaccurate items which leads to a boost in your credit scores.

The FCRA defines how long negative information may be included in consumer credit reports, generally 7 years for most types of debts and 10 years for bankruptcies
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Get in Touch

Drop us a line and we will get back with you within 24 hours.